About Us

Years Experience
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As we look to the future, we pledge to maintain our tradition of excellent service and community leadership, continuing to meet the evolving financial needs of our customers and the wider Cold Spring area.

Serving Our Community Since 1908

The State Bank of Cold Spring, a family-owned institution chartered in 1908, has a rich history of serving the Cold Spring community. For over a century, our bank has been a cornerstone in the community, helping individuals and businesses achieve their financial objectives. Our dedicated team offers personalized service backed by expertise and a deep commitment to the area’s growth and prosperity.
 
Our mission is to provide high-quality products and financial services to our community and to promote economic growth and stability in our area. It is our stated desire to remain an independent bank offering personal service to our community. We commit to meeting the needs of the market we serve by providing community leadership and quality financial services, which include competitive loan and deposit rates and a wide array of deposit products. We maintain our basic business and personal foundations, namely, Honesty, Integrity, Professionalism, and Confidentiality, while providing friendly, respectful service.